Authors - Chandana M C, Roshna Rahim, Aarathy K Sudhakaran Abstract - In the current situation where technology is getting an important part of our day-to-day life, digital money management is an important necessity and convenience. This study examines the role of digital personal finance literacy and how it influences people’s financial behaviors, decision-making, and overarching stability. It looks at how aware people are of digital financial tools, how they feel about digital versus traditional methods, and the outcomes of certain investing techniques. The research highlights how digital tools can make people financially empowered but also acknowledgeable hurdles such as lack of access and know-how. Skills, to create economically successful and knowledgeable communities and in this way fosters social inclusion. It focuses on enhancing digital finance literacy to contribute to building economically strong and sustainable communities in this dynamically evolving digital period. The study will require 156 people to gain factual results, including those from various backgrounds and locations. A structured questionnaire will be filled through a google form to collect data. The questions will cover areas such as awareness of digital financial services, changes in behavior due to these services, preference for digital or traditional platforms, and long-term economic impacts. The questionnaire will be a set of close-ended questions comprising mostly multiple-choice options, with a few examples using a Likert scale so that it can be analyzed in an easy and evident way.
